SIP Calculator Hindi (Mutual Fund)
Dekhein kaise choti bachat banati hai bada future!
Monthly Investment (Har Mahine)
Expected Return Rate (Saalana)
(Recommended: 12%)
%
Time Period (Kitne Saal)
Years
Investment (Aapka Paisa):
₹0
Wealth Gain (Sirf Munafa):
₹0
Invested (Grey)
Profit (Green)
Total Future Value (Estimated)
₹0
Note: Yeh returns market par depend karte hain.
๐ก Example: SIP ka Jaadu (Power of Compounding)
Maan lijiye aap aaj se har mahine ₹5,000 ki SIP shuru karte hain aur ise 15 Saal (Years) tak jari rakhte hain. Agar market aapko average 12% ka return deta hai, toh result dekhein:
- Aapne Jama Kiye: ₹9 Lakh (Total Investment)
- Aapko Profit Mila: ₹16.2 Lakh (Wealth Gain)
- ๐ Total Value: ₹25.2 Lakh (approx)
Dekha aapne? Aapka profit aapki investment se bhi zyada ho gaya! Ise hi 'Power of Compounding' kehte hain.
❓ Frequently Asked Questions (FAQs)
1. SIP kya hoti hai? (What is SIP in Hindi)
SIP ka matlab hai Systematic Investment Plan. Yeh Mutual Funds mein invest karne ka ek tarika hai jisme aap ek sath bada paisa lagane ki bajaye, har mahine thoda-thoda paisa (jaise ₹500) jama karte hain. Yeh disciplined tareeke se wealth banane ka best option hai.
2. SIP mein kitna return milta hai?
SIP ka return fix nahi hota, yeh market par depend karta hai. Lekin lambe samay mein (5-10+ saal) Equity Mutual Funds ne historically 12% se 15% tak ka average return diya hai, jo ki FD ya Savings account se kahin zyada hai.
3. Kya SIP mein paisa doob sakta hai? (Is it safe?)
Mutual Funds market risks ke adheen hote hain. Short term (1-2 saal) mein value kam ho sakti hai, lekin agar aap long term (long term) ke liye invest karte hain, toh risk bohot kam ho jata hai aur growth ke chances badh jate hain.
4. Main kam se kam kitne rupaye se SIP shuru kar sakta hoon?
Aap aajkal bohot se Mutual Funds mein sirf ₹100 ya ₹500 prati mahina se bhi SIP shuru kar sakte hain. Zaroori yeh hai ki aap jaldi shuru karein, chahe choti rakam se hi kyun na ho.